Download Your Free Copy — Instantly
Enter your email and receive the full 53-page PDF guide right away.
No spam — just the guide. Your email is used only to send you the download link. Unsubscribe any time.
What's Inside — 11 Chapters
A complete overview of everything a serious international buyer needs to understand before committing to a purchase in Spain.
-
Ch. 1
Spain as a Property Market — The Essentials
How the Spanish market actually works: the legal framework, who buys, and why regional differences matter more than most buyers expect.
-
Ch. 2
The Buying Process — Step by Step
A clear 7-step walkthrough from defining your criteria to signing the deed at the notary — with no jargon.
-
Ch. 3
New Build vs. Resale Property
Critical legal differences, buyer protections, payment structures, and which risks apply to each type of purchase.
-
Ch. 4
Key Chapter
Total Purchase Costs — What to Budget For
Transfer taxes, VAT, notary fees, legal costs, and agency fees — the full picture of what you'll actually pay beyond the listed price.
-
Ch. 5
Financing as a Non-Resident
Current mortgage conditions for international buyers: what Spanish banks require, typical loan-to-value ratios, and what to prepare.
-
Ch. 6
Legal Basics Every Buyer Should Understand
NIE numbers, private purchase contracts, the role of the notary, and how land registration protects your ownership.
-
Ch. 7
Ownership Costs After the Purchase
Annual taxes, community fees, insurance, and ongoing maintenance — what it genuinely costs to own property in Spain each year.
-
Ch. 8
Living, Renting, or Both
How your intended use affects location choice, rental licences, legal obligations, and tax treatment.
-
Ch. 9
Key Chapter
Common Mistakes International Buyers Make
The recurring patterns of what goes wrong — and a clear framework for recognising and avoiding them before they cost you.
-
Ch. 10
The Role of a Local Buyer's Agent
What a dedicated buyer's agent actually does, and why independent representation changes the entire dynamic of a purchase.
-
Ch. 11
How to Proceed Safely
A practical framework for moving forward with confidence — regardless of where you are in the process right now.
This guide does not promote specific properties or locations. It focuses entirely on risk awareness, legal structure, and informed decision-making.
Who Is This Guide For?
Written for international buyers who want a clear, honest understanding of the Spanish property market before making any commitment.
This guide is relevant whether you are:
- Looking for a second home or holiday property on the Costa Blanca or beyond
- Planning a permanent or semi-permanent relocation to Spain
- Considering a lifestyle investment with potential rental income
- Still in early research and not yet ready to commit to anything
- Returning to the process after a previous unsuccessful search
About the Authors
Sp-Koti Costa Blanca is a certified real estate agency based in Torrevieja, Alicante, specialising in representing international buyers throughout the entire purchase process — from first research to final signing.
Operating as Seili Investment, S.L. · Avenida de las Habaneras, 58, 03182 Torrevieja, Alicante · www.kotilista.com